Chapter 7 Bankruptcy 

 Our experienced bankruptcy attorneys can help you with virtually any Chapter 7 bankruptcy case.  Most Chapter 7 bankruptcy cases begin with an initial consultation.  It’s best to do the consultation in person, but if you can’t make into our office, we can do the consultation by phone.  During the initial bankruptcy consultation, you will meet with an experienced attorney who will review your financial situation and help you decide whether bankruptcy is a good option for you and analyze whether you will qualify for a Chapter 7 case.  Read more here.

Chapter 13 Bankruptcy 

There are many reasons why people file Chapter 13 bankruptcy instead of Chapter 7.  In a Chapter 13 case, we will create a debt restructuring plan for you and submit it to the bankruptcy court (located in Woodland Hills).  Chapter 13 cases normally last 3-5 years depending on the plan and they can be setup to pay certain debts and not others (for example, to repay mortgage arrears but not credit cards).  In a Chapter 13 case, debtors can also potentially “strip away” their 2nd or 3rd mortgages on real estate. Read more here.

Real Estate, Consumer Protection and Other Services

Often, real estate distress and bankruptcy issues go hand in hand.  The same is true for many consumer protection issues such as Fair Debt Collection Practice Act (FDCPA) Violations and Fair Credit Reporting Act Violations (FCRA).  If your problem is just with your mortgage company, then maybe bankruptcy is not the only solution.  We will look at all avenues to choose the one that’s the best fit to solve your problem.

If you are having problems with a creditor that is not best served with bankruptcy we can address that too.  Sometimes, it may be a better option to pursue debt settlement or to fight a creditor lawsuit in state court.  Our attorneys are well versed in these issues as they are common to clients with debt problems.

If you have errors on your credit report, stubborn collection accounts that should be gone, or other credit reporting errors we can help you resolve those as well.  The FCRA provides you with remedies to get credit report nightmares resolved.  Contact us today to discuss your options with one of our attorneys.

  Disclaimer: We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. Nothing contained in this website should be construed as legal advice. Consult with an attorney for advice regarding your individual situation. Contacting us through this website does not create an attorney-client relationship. Nothing in this website is intended as tax advice, nor is it intended to be used, and cannot be used, for the purpose of (i) avoiding penalties under the Internal Revenue Code or (ii) promoting, marketing or recommending to another party any transaction or matter addressed herein. Attorney Brett Bodie is responsible for this website.